HOUSING LOANS, CONSUMPTION LOANS, AND OTHERS

. Requirements:

- The individual possesses a residency book registered in Hochiminh City or in another city/province.
- The loan purpose (house purchase, or repair, consumption) is legal and reasonable.
- The individual maintains a stable income source, and the accumulated savings can cover principal repayment and interests to Vietcombank Hochiminh City Branch.
- Sufficient mortgaged assets, collateral by the applicant or a third party are readily available for the credit, whether

+ The mortgaged asset is the house the applicant intends to buy, or other house, or
+ The collaterals are savings books, treasury bills, government bonds, etc.

- If the loan purpose is house repair, the house must be located in Hochiminh city.

. Term: depended on the source of income and repayment ability of the applicant, but not exceeding 05 years.

. Credit amount: depended on the applicant's need, however not exceeding 70% of the value of the mortgaged assets or 95% of the valuable papers (treasury bills, bonds or savings book).
Please click Vietnam Dong Lending Rate and Foreign Currency Lending Rate.